From the March 01, 2009 issue of Senior Market Advisor • Subscribe!

Whole life

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March 1, 2009 • Reprints

Liberty Mutual's single-premium policy is well suited for wealth transfer. Its single premium immediately purchases a death benefit that is larger than the original payment (in some cases, the benefit will double the single premium). Features include a return of principle guarantee (A 100 percent return, with interest rates locked in for a year), continuous tax advantages and emergency access to funds, as well as a streamlined application process.

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