Some major changes are coming to the Medicare Advantage program, thanks to the Patient Protection and Affordable Care Act (PPACA).
Independent agent JoDella Sickles said that even though Medicare Advantage might completely change, she's not worried at all.
"Regardless of what it's called or what it's not called, there's always going to be a need for something for senior citizens," she said. "It's not a 'get to,' it's a 'have to.' It might not be called 'Medicare Advantage,' but you can't take away something without giving them something. So whatever it's called, I will know it like the back of my hand to be able to help [clients] to the best of my ability."
For now, the future of Medicare Advantage seems uncertain. The program isn't going away -- at least, not for now. But thanks to the PPACA, there is no doubt that it has changed forever.
"I think it's going to change, but I don't think it's going to go away," said Rice. "I think it's going to be a lot more buy-in or pay-in. It just won't be the benefits the members are used to seeing. I think there will be some markets that Medicare Advantage will have to exit completely."