So, whatever happened to the Mental Health Parity and Addiction Equity Act of 2008 (MHPAEA)?
The federal departments in charge of implementing the MHPAEA -- the U.S. Department of Health and Human Services, the U.S. Labor Department and the U.S. Treasury Department -- put the law into effect with temporary regulations back in July 2010.
But, if an employer with 50 or more employees does offer mental health or substance abuse benefits, then the financial requirements and treatment limits for the behavioral health benefits can be no more restrictive than the typical requirements for benefits for other types of disorders. The law applies to self-insured plans as well as to insured plans.
A plan can apply for an exemption if it can show that complying with the law will increase its costs by more than 2% during the first year or by more than 1% in later years.