Alaska and several Northeastern states continue to dominate the top of the U.S. long-term care (LTC) cost charts.
The long-term care insurance (LTCI) unit of Genworth Financial Inc., Richmond, Va. (NYSE:GNW), have included sobering nursing home price figures for those states in its ninth annual LTC cost survey report.
Another Genworth unit -- CareScout, Waltham, Mass. -- created the latest report by surveying about 15,300 U.S. LTC providers in all of the 437 metropolitan statistical areas defined for the 2010 U.S. census.
The median price for a private nursing home room has increased about 4.2% in the past year, to $222 per day, according to Genworth analysts.
Those figures mean that half of all private nursing home rooms in the United States cost more than $222 per day.
Median daily rates increased 3.6%, to $200, for a semiprivate nursing home room and 1.7%, to $61, for adult day health care services.
The median monthly rate for one person living in a one-bedroom assisted living unit rose 1.2%, to $3,300.
The hourly cost of a licensed home health aide held steady at $19.
Genworth analysts found that nursing home care in the middle of the country is still relatively inexpensive. The median annual cost of a private nursing home room is $53,597 in Oklahoma, $55,480 in Missouri and $56,721 in New Orleans.
In the past, the analysts have found that care costs the most in the Northeast and Alaska, and that trend continued this year.
The median annual cost for a private room is between $100,000 and $200,000 in Connecticut, Hawaii, Maine, Massachusetts, New Hampshire, New Jersey, New York, Rhode Island and Vermont
The median annual cost is over $200,000 -- $232,505 -- in Alaska. Alaska also is close to the top of the adult day care and assisted living facility cost charts. Adult day care is about $27,000 per year in Alaska, and the typical Alaskan who stays alone in a 1-bedroom assisted facility unit pays about $66,000 per year.
Genworth is trying to help agents and brokers use the data to get consumers' attention by publishing the survey report along with a collection of interactive maps and many single-state LTC cost press releases.
"As the nation continues to recover from one of the most challenging periods in its history, families have begun to rebuild their nest eggs," the company says in the introduction to the survey report. "Families have a unique opportunity, and obligation, to address one of the most basic and potentially impactful risks of all — preparing for the possibility that they will need long term care."