Consumers who have traditional health coverage say they're having more problems with getting care; consumers with health savings account (HSA) or health reimbursement arrangement (HRA) plans say they're having fewer problems.
Paul Fronstin, an analyst at the Employee Benefit Research Institute (EBRI), has published data on the health account effect in a report on trends in U.S. health care access.
Participants with traditional insurance were doing about the same in 2011 as in previous years, but a little worse than in 2010.
The percentage of those participants reporting access problems increased to 31% in 2011, from 28% in 2010. The percentage reporting problems was up from 29% in 2005.