A report by the BMO Retirement Institute found that 88% of young adults ages 18 – 34 think retirement planning is “important” and 60% say it is “interesting,” yet, 25% are not saving at all for retirement. And still, more than one-third think they’ll retire by the time they turn 60. “There is an obvious dichotomy between what young people think about retirement and what they’re actually doing to prepare for it,” said Tina Di Vito, head of the BMO Retirement Institute. Respondents over age 55 are a bit more realistic. Only 3% of respondents expect to retire at 60. The majority (65%) said they would retire sometime before age 69 compared to 57% of young adults. As for giving some thought to their finances, 81% of young adults have spoken to someone about it, but only 21% have talked to a financial professional.