Filed Under:Health Insurance, Individual Health

IRS and PPACA: What's a Full-Time Employee?

Employers can take up to 12 months to determine whether workers are full-time employees for purposes of applying the new federal "play or pay" health benefits rules.

Employers also will be able to use a worker's Form W-2 wages to determine whether the health coverage offered to a worker was affordable at least until the end of 2014.

Officials also create a worker classification "stability period" that would have to be at least as long as the measurement period and could last from 6 months to 12 months.

An employer would have to look at a new employee after an initial measurement period and an "ongoing employee" after a standard measurement period. If the employer determined that the employee was a full-time employee, then the employer would have to treat the employee as a full-time employee in play-or-pay calculations throughout the coverage stability period.

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Nichole Morford

Nichole Morford
Managing Editor

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