Members of a health insurance exchange agency advisory group in the Midwest are thinking about the inner workings of the state's exchange program.
The Minnesota Health Insurance Exchange Advisory Task Force has been talking about how the state should manage swings in health insurance risk in 2014, when major provisions of the Patient Protection and Affordable Care Act of 2010 (PPACA) are set to take effect.
Insurers will be able to take an applicant's age into account when pricing coverage for that applicant but not the applicant's state of health.
Some states are letting the U.S. Department of Health and Human Services (HHS) provide all exchange services for their residents. Other states are building their own exchange programs.