Beginning March 29: To help insurance agents and financial advisors like you guide clients in making critical wealth, health and life decisions we will be moving our coverage from to

Our comprehensive coverage will help you expand your knowledge base and adapt a new client-centric approach that incorporates both insurance and investment solutions.

ThinkAdvisor’s new Life/Health channel is your roadmap to thriving in a disrupted environment.


Filed Under:Health Insurance, Individual Health

Optometrists see gaps in essential health benefits

(AP Photo/Charles Rex Arbogast)
(AP Photo/Charles Rex Arbogast)

The American Optometric Association (AOA) would like to get coverage for regular vision exams into the standard package of benefits that all major medical plans must offer.

Yi-Jhen Li and other researchers recently reported in the Archives of Ophthalmology that people with vision insurance are about 25 percent to 75 percent more likely to do well on selected vision health indicators than comparable people without vision insurance.

The AOA put out a statement welcoming the study, and the authors' conclusion that vision insurance for preventive eye care should be "mandatory in all health plans."

The Patient Protection and Affordable Care Act of 2010 (PPACA) calls for regulators to require all health insurers to offer a standard package of "essential health benefits" (EHB),  to help consumers compare coverage more readily and reduce the likelihood that some insurers' will try to hold down prices by skimping on benefits.

PPACA requires the EHB to include some preventive vision care benefits for children. The law does not require plans for adults to include preventive vision care benefits.

Dr. Stephen Montaquila, an AOA official, said the association agrees with Jhen and the other authors of the new Archives of Ophthalmology paper that vision care should be part of all medical plans.

The "optional, supplemental vision coverage that has predominated over the last 40 years is simply no longer good enough," Montaquila said in a statement. "Eye health and vision are much too important to remain just an option."

Montaquila noted that the Li group found that only about 60 percent of the people in their study had vision benefits, and that about 90 percent had major medical coverage.

That gap between vision benefits and medical benefits affects the likelihood that individuals will get eye exams, and that the individuals will get appropriate, timely care for conditions that could affect their vision, Montaquila said.

See also:

Featured Video

Most Recent Videos

Behind the scenes with Vicki Gunvalson [VIDEO]


In this exclusive interview, Vicki Gunvalson shares how she built a $15 million a year annuity business by planning for...

Regulator: Market may need to reinvent LTCI


Cioppa says Maine's governor wants to spur the creation of better products.

Dementia: It's more than Alzheimer's


An association calls for policymakers to remember lesser-known neurodegenerative conditions.

Protesters Disrupt WellPoint Annual Meeting


Hecklers call for more disclosures of information about political contributions.

Related resources

More Resources


Power your business with up-to-the-minute insurance news, analysis, and best practices from LifeHealthPro Daily eNewsletter – FREE.

Power your business with LifeHealthPro Daily eNewsletter – FREE.

Enter a valid email address.
Nichole Morford

Nichole Morford
Managing Editor

Thank you for subscribing to LifeHealthPro Daily!

Check Out More eNewsletters Now! Close

Advertisement. Closing in 15 seconds.