What happened in Newtown, Conn., Dec. 14 is too terrifying for my brain to grasp just how terrible what happened was.
One effect that I can (barely) understand: My 10-year-old came home that evening and told me what she wants in her will.
My understanding, from reading press accounts about the Newtown, Conn., case, that the shooter probably had excellent health insurance, and that his parents probably had the assets to pay for excellent care out of their own resources. But, if the situation had been different, and benefit plan limitations were a major concern, what health insurance company executive or plan administrator would want to wake up in the morning and read that a suspect involved in a horrifying, high-profile crime less than an hour from Hartford had been let out of an inpatient facility early because of aggressive plan utilization management moves?
Many insurers are highly profitable, and they have cash on hand at a time when much of the rest of society does not. Insurers should and do pay payroll taxes and income taxes to help support the operation of federal, state and local government agencies, including health agencies.