The U.S. Labor Department and other federal departments will be giving the sponsors of expatriate health plans extra time to comply with the Patient Protection and Affordable Care Act of 2010 (PPACA).
The Labor Department, the U.S. Department of Health and Human Services (HHS) and the U.S. Treasury Department have decided to free insured group expat plans from having to comply with major PPACA provisions during plan years that end on or before Dec. 31, 2015.
Officials have noted, for example, that an expat plan may have no way to provide some of the preventive services now included in the PPACApreventive services coverage mandate.
"Further, expatriate issuers may face challenges and delays in communicating with enrollees living abroad, and, due to the complex nature of these plans, standardized benefits disclosures can be difficult for issuers to produce," EBSA officials said. "Expatriate health plans may require additional regulatory approvals from foreign governments, and, in some circumstances, it is possible that domestic and foreign law requirements conflict."