Young adults may think retirement is a far-off reality, but in truth, it’s never too early to start planning for one’s golden years. Proper preparation takes on greater importance in light of the fact that younger workers will have less access – if at all – to employer-sponsored pensions than their parents and grandparents. Studies have also indicated that Millennials are worried about their ability to fund a comfortable retirement, and many are forgoing a financial plan altogether.
Worry no more, Millennials. There are steps you can take to gain fiscal health that aren’t so daunting, and may not even require the advice of a financial planner.