PPACA premiums, state-by-state


It's mid-October and the exchanges have launched — clunkily, in most cases, and with many unknowns still to be answered. One question that has been answered is an important one: How much will health care cost under the Patient Protection and Affordable Care Act (PPACA)?

The number looks very different depending on where you live and what type of plan you buy. For the second lowest silver plan, the average premium ranges from $192 per month in Minnesota to $516 per month in Wyoming. Across all states, the weighted average for the second lowest silver plan is $328 per month. And in three states (Kentucky, Massachusetts and Hawaii), the numbers have yet to be released.

See below for a more detailed state-by-state cost comparison. The rates given are weighted averages for the second lowest silver plan in their state. Each state uses a similar "age curve"  to determine how much more older consumers pay. In most cases, a 60-year-old would pay rates that are roughly three times higher than what the 27-year-old would pay.


CORRECTION: An earlier version of this story described the rates given here incorrectly. The rates given here are weighted averages for the second lowest-cost silver plan for enrollees of all ages.

Source: HHS 




About the Author
Nichole Morford

Nichole Morford

Nichole Morford is the Managing Editor of LifeHealthPro.com, and is a former Managing Editor of Agent’s Sales Journal magazine. Prior to joining the Summit Business Media team in 2010, she spent six years as an editor with Penguin Group, managing non-fiction titles in both the reference and lifestyle categories. She has a Bachelor of Arts in English Literature from Seattle Pacific University, and is a graduate of the Columbia Publishing Course at Columbia University’s Graduate School of Journalism. A Seattle native, Nichole relocated from London to Colorado in 2009. She lives with her husband in downtown Denver and can be reached at nmorford@summitpronets.com or on Twitter @LifeHealthPro.


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