Filed Under:Health Insurance, Disability

Should a new individual disability table split employer business?

The current individual disability table is based on data collected in the 1970s.
The current individual disability table is based on data collected in the 1970s.

Actuaries and others have given a proposed update of the U.S. individual disability insurance valuation table good reviews. The Health Actuarial Task Force, part of the National Association of Insurance Commissioners (NAIC), released the 2013 Individual Disability Income Valuation Tables Exposure Comments draft in December.

The task force used insurance company experience data collected from 1990 to 2007 to create the draft. They hope to replace the current table, the 1985 Commissioners' Individual Disability A Table (1985 CIDA) and the Commissioners' Individual Disability C Table (1985 CIDC). The 1985 tables are based on data gathered in the 1970s.

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Nichole Morford

Nichole Morford
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