Life Insurance Selling September 01, 2006

Features

  • Universal Life vs. Roth IRAs

    We're all aware that a thundering herd of baby boomers is stampeding toward retirement. Because many are our clients, we need to help them understand that the life insurance they own, or are considering purchasing, can be important to their

  • While We Were Sleeping: Great Opportunities in LTCI

    Much has been written and will continue to be written about the changes to Medicaid under the Deficit Reduction Act of 2005 (DRA 2005) and its affect on, among other things, the potential for long-term care insurance (LTCI) as an attractive

  • Why You Should Sell Voluntary Benefits

    Should I sell voluntary benefits? This question often is asked by employee benefit brokers, life insurance producers, and property/casualty firms. In my opinion, the answer is a resounding "Yes!" Their response to me often will be, "Of course you'd

  • Master and Protege Show the Way

    Maybe Jack Howley has been reading too many of those self-improvement books. One of the most productive agents in the history of The Guardian Life Insurance Company, Jack describes his 25-year career as a process of "reinventing

  • Insights from a Senior Producer on the Senior Market

    The senior market -- the most talked about segment in our industry -- has gained that distinction because we are all living longer. Indeed, some mortality estimates predict that those who live past age 55 have a good chance of