National Underwriter Life & Health Magazine February 19, 2007
Cover Story
When Boomers Count On Mom And Dad For Money
Some baby boomers rely on getting money from one or more parents or in-laws, either for daily living or for inheritance.
Focus
-
Disability Group Reaches Out To Producers, Smaller Employers
Disability insurance players have been trying to pump new energy into the income protection market by starting new nonprofit organizations.One existing group poised to benefit ...
-
Good Suitability Screening Makes Good Sense For Annuity Sales
Hardly a day goes by that there is not something reported in the trade press or even in the general financial press about suitability issues ...
-
Identifying Issues In Today's Single Employer 419 Plans
The Section 419 market continues to stimulate some of the most creative plan designs in the life insurance business. This article looks at some of ...
-
Agents Take Center Stage
There's a revolution stirring in today's medical insurance market, and it's changing the playing field for consumers, carriers and agents. Spiraling costs are driving millions ...
-
New Life For Life/LTC Combos
There has already been a substantial increase in development activity of annuity and LTC combination products.This has come fast on the heels of the new ...
-
Sell The Life Insurance Need, Not The Premium
There's no doubt that Americans are underinsured with regard to life insurance protection.In fact, nearly 50 million Americans say they need more life insurance, according ...
News
-
Untapped Potential Of Group Benefits Could Be $213 Billion, Study Says
Based on the number of individuals working for businesses that currently do not offer benefits, there is an estimated $213 billion of total unrealized market ...
-
"It's An Accounting Revolution"
Staffers at accounting standards groups are laying the groundwork for efforts to develop international standards for the measurement "bases," or "attributes," used in accounting.The efforts ...
-
House Minimum Wage Bill Has No Deferred Comp Provisions
Controversial provisions narrowing non-qualified deferred compensation packages that were included in Senate minimum wage legislation are unlikely to become law soon as a result of ...
-
Massachusetts Rushing To Meet Health Insurance Reform Deadlines
Massachusetts health insurers and officials are rushing to develop the products uninsured residents may have to buy to meet the state's new health coverage ownership ...
-
Mental Health Parity Bill Heads To Senate Floor
Legislation that would require insurers to treat mental health care the same as medical or surgical care was approved by the Senate Health, Education, Labor ...
-
NASD: Comp Not Valid Reason To Convert Rep's Business
A financial services company is not supposed to replace all of the variable annuities held by customers of a rep who comes over from a ...
Features
-
IRS Clarifies Rules For Dependent Care FSAs
Two recent proclamations by the Internal Revenue Service establish further clarity regarding the dependent care assistance programs, or DCAPs, within an employer's flexible spending account ...
-
Congress Moving Genetic Testing Ban Bill
Health insurers are hoping to change a genetic testing discrimination bill as it works its way through the House and Senate.The Senate Health, Education, Labor ...
Advising Boomers
-
PPA Gives 529 Plans A Boost
Section 529 College Savings Plans have experienced a surge in growth as parents take advantage of provisions of the Pension Protection Act of 2006, industry ...
-
529s And Federal Budget Proposals
Other developments are occurring in Washington that could ultimately affect 529 sales, although professionals had varying views on their chances of threading their way through ...
-
You Can't Go Home Again? That Depends...
"You Can't Go Home Again." Or can you?When Thomas Wolfe wrote his novel, it is unlikely he contemplated that someday the title of his work ...
-
The Impact Of Involuntary Retirement
Sudden reversals of fortune can wreck retirement plans for even the most disciplined savers, particularly when the financial setback is the result of an involuntary ...
Opinion
-
Here We Go Again
Is the Bush administration really as bankrupt of ideas as its perennial budget proposals make it seem? Or is it, instead, like a child who ...
-
Letters
To The Editor: We were gratified to read Jack Bobo's To the Point "IMSA Update" in the Jan. 8, 2007, issue.Mr. Bobo rightly notes continuing ...
-
Guru Unchained!
Many of you know that as a misguided youth, I was a fan of monster movies and science fiction, but it might surprise you to ...