National Underwriter Life & Health Magazine May 07, 2007
Cover Story
Helping Clients Survive Divorce
The author Peter Philipps came up with a most appropriate "riddle," as he calls it. "What can be divided exactly in half and still yield two unequal parts?" The answer: marital property!
Focus
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Carving Out A Niche With Exit and Succession Planning
An estimated $40.6 trillion will change hands from 1998 through 2052 as baby boomers pass on their accumulated assets to their heirs. A portion of ...
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Selling Insurance For Estate Planning
Don't be afraid of estate planning. So long as you have a good relationship with the client, then you can bring in other advisors to ...
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Wanted: Quarterback For Special Needs Planning
With baby boomers fast approaching their 60s, the media's attention has shifted from parenting and surviving the empty-nest syndrome to how to have a successful ...
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Estate Planning For IRAs
An important aspect of estate planning centers around testamentary IRA distribution strategies, efficient planning designed to defer or mitigate taxation, and enhance the legacy for ...
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Is A Single Employer Welfare Benefit Plan Right For Your Clients?
You have probably heard of an agent who has made a large amount of money by marketing the latest and greatest concept, only to find ...
News
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Medicare LTC Payments To Rise
The Centers for Medicare and Medicaid Services plans to increase Medicare payments to nursing homes by about $690 million in fiscal 2008 while increasing contributions ...
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AALU VP Discusses Life Settlement Model Provisions
An Association for Advanced Life Underwriting official talked about efforts to revise the National Association of Insurance Commissioners life settlement model.The official, Tom Korb, a ...
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Coventry Hit With RICO Suit
Ritchie Capital Management has filed a lawsuit against Coventry First for pervasive fraud in the secondary market for life insurance.Coventry, in a statement, called the ...
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LIFE Wants Producers To Amplify Disability Insurance Month Message
The people who have made May the first annual Disability Insurance Awareness Month are hoping insurance agents and brokers will help them reach the tens ...
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Health Costs Chill Traditional Group Life Sales
Employers continued to shy away from paying for new employee life insurance plans in 2006.Insurers increased U.S. sales of "voluntary," employee-paid group term life insurance ...
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Valuation Manual Under Development
As part of the effort to update the Standard Valuation Law in anticipation of moving to a principles-based reserving system, regulators and actuaries are currently ...
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NAIFA Drops Hot Potato From Its Strategic Plan
The National Association of Insurance and Financial Advisors has dropped a proposal from its new strategic plan that would have made membership in local associations ...
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AALU Hears Warnings Of Federal Action Against Insurance Tax Benefits
Congressional action that might seriously undermine the tax benefits associated with life insurance consumed much of the debate among a panel of 4 experts during ...
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Panelists: IOLI Regulation Should Remain With States
When the discussion of the AALU annual meeting's Washington Report Session turned to the topic of investor-initiated life insurance, moderator David Stertzer found his 4 ...
Features
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Long Term Care Insurance: The Policy That Customers Keep
Long term care insurance policies continue to experience higher levels of policyholder retention than other insurance products-including life, annuities and disability products.Despite the continued lack ...
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Correction
CorrectionThe name of Christopher Lubbers, president of Heartland Financial Group of Kansas Inc., Parsons, Kan., was misspelled in "What? Boomers Who Want To Leave An ...
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DOL Seeks Comment On Disclosure Of 401(k) Fees And Expenses
The Department of Labor is asking interested parties to provide it with information they think participants in 401(k) plans should have concerning the fees and ...
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IRS Releases Final Roth Distribution Rules
The Internal Revenue Service has published a batch of rules that could affect financial services professionals who sell Roth account plans and professionals who help ...
Opinion
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The Salesperson As A Teacher
Over the span of my adult life, I have held only 4 jobs, including my hitch with the Army Air Corps in World War II. ...
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Spinning Wheels
The process of creating model acts and regulations at the National Association of Insurance Commissioners has often seemed to be the regulatory equivalent of sausage-making. ...
