National Underwriter Life & Health Magazine April 19, 2010
Cover Story
Confidence Rising, The Affluent Are Warming To Advisors
Advisors' relations with wealthier clients came through the downturn largely intact, a new survey by Phoenix Companies Inc., Hartford, finds.
Focus
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When Crafting The Estate Plan, Bring The Kids To The Table
Most well-crafted estate plans incorporate copious amounts of paperwork: wills, trusts, powers of attorney, health care proxies and other key documents.
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Understanding Buy-Sell Agreements For Small Business Owners
Now is a tremendous time to call on your small business owner clients or prospective clients to talk about buy-sell agreements
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A Tipping Point Solution: The Business Continuation Retirement Partnership
The business owner market can be both a rewarding and vexing undertaking.
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Whole Life, Trusts: A One-Two Punch For Special Needs Cases
As long as parents are alive they can take care of their children with disabilities. But what happens when parents can no longer care for their children?
Features
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Tax Provisions In Health Reform Act Are Starting To Become Clearer
Health care reform legislation contains a number of provisions that will impact insurance agents and the products they sell.
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New Ways & Means Chairman Seeks To Jump-Start Estate Tax Fix
The new chairman of the House Ways and Means Committee wants to move quickly to resolve the estate tax issue, but believes the next step must be taken by the Senate, according to a spokesman.
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Next Term Life Challenge: Conversion Options
The recession is bringing attention to an often-ignored policy feature in level term life policies--the conversion option.
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Disability Insurance Community Combs Through New Health Acts
When President Obama signed the two big health bills into law in March, he may have changed the U.S. disability insurance market in ways that providers, producers and customers cannot yet start to imagine.
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Prudential Taking Another Bite Of The Dental Market
One of the largest insurers in the world is returning to the group dental insurance market.
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LIMRA: Look At Who Is Not Talking About Retirement Income
Most advisors don't always talk with clients about keys to retirement and retirement income issues, said researchers from LIMRA at a press conference here.
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Financial Services Reform Battle Gets Hotter
The battle over the shape of financial services reform legislation is heating up as the Senate version of the bill edges closer to floor action and the Obama administration makes it clear it would support it.
Opinion
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Adieu, Part I
Come the end of April, I will be retiring after 30 years with National Underwriter. (And yes, Virginia, it is a voluntary retirement, thank you.)
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LISA Responds To ACLI On 'Dirty Little Secret' Column
On March 15, 2010, Bruce Ferguson, Senior Vice President of State Relations for the American Council of Life Insurers responded to a National Underwriter column entitled "Dirty Little Secrets."
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Straws In The Wind
Sometimes you can tell more about the future by examining related issues, so-called "straws in the wind," than by the direct extrapolation of an issue.
