National Underwriter Life & Health Magazine February 01, 2010
Cover Story
Health Reform Takes A Body Blow
Healthcare reform legislation is on life support and will not move ahead unless President Obama "forcefully and specifically states how to move the process forward," says an industry lobbyist.
Focus
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Lessons From The VA World
Some features that have been added to variable annuities in the past few years have long been a concern.
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Variable Annuities Poised To Take Off--Again
For most of the last decade, variable annuities have been one of the most popular investment products offered by insurance firms.
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Time Is Ripe For Annuity/LTC Combo
Here is an enthusiastic farewell to the annuity business of 2009 and a warm welcome to 2010.
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Fixed Annuity Sales Off 20% In 3Q
Compared to the very strong fixed annuity market of the preceding 12 months, third quarter 2009 was a disappointment.
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The Truth About Index Annuities
Indexed annuities have become the naughty step-child of the insurance industry.
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Required Annuity Training Is A Good Thing
A lot of laws have been passed recently that place more responsibility on agents who sell annuities.
News
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From Where He Sits, Guardian's CEO Likes The View
As his company begins celebrating the 150th anniversary of its founding, Guardian Life's CEO Dennis Manning likes the view from where he sits atop one of the industry's largest mutual life insurers.
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Full Disclosure Survivorship Life Report
You may have heard by now that 2010 may be a great year to die-at least from a federal estate tax standpoint, anyway.
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Indifferent Customers, Sluggish Sales Represent New Opportunities
Life insurance is an essential element of personal financial planning, but consumers are remarkably indifferent about who they buy their life insurance from.
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Taking The Pulse Of Your Clientele
Question: Would you agree that most of your clients are (a) intensely loyal to you; (b) moderately loyal; (c) neither loyal nor disloyal; (d) moderately disloyal; or (e) would happily bolt to another advisor at the first opportunity.
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Obama To Push Use Of Annuities
The Obama administration will promote the use of annuities to generate retirement income when it releases proposals for helping stressed middle-income families.
Opinion
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Not A Peep
Funny how one election has thrown everything up in the air.
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What Widows Want From Their Financial Professionals
How do new widows and widowers feel about the services and products of financial professionals who assisted them during the early months following the death of a spouse?
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Get Ready For Stronger Federal Oversight
Be prepared. The tsunami set off by the election of a Republican senator from Massachusetts is likely to generate far stronger federal oversight of the insurance industry than would have otherwise been the case.
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A Conflict Of Objectives
While reading the January issue of Advisor Today, the official publication of the National Association of Insurance and Financial Advisors, I came across an apparent conflict of objectives between a feature article and an advertisement.