National Underwriter Life & Health Magazine February 15, 2010
Cover Story
Tax Season? Time To Pitch The Tax Benefits of Life Insurance
That education process, sources tell National Underwriter, can start with an examination of the client's income tax return, specifically the taxable investments that cause clients the most pain come April 15.
Focus
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Using Life Insurance To Cover The Tax Bill On Roth IRA Conversions
Roth IRAs can be attractive planning devices.
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It's Not "Business As Usual" These Days
All planning tools are not created equal. Some are more appropriate depending upon the interest rate environment and relative asset values.
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Big Estates Need The Liquidity That Life Insurance Can Provide
High-net-worth prospects consistently have to address two critical issues regardless of how much wealth they have amassed: (1) They must determine equity among heirs; and (2) how much is enough for each child.
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Double Duty Dollars of Life Insurance:The Art of Tax-Free Retirement Income
If I could describe life insurance in one word it would be "flexible."
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Need An Alternative To The 1031 Exchange? Consider A CRT
A potential alternative to the traditional 1031 exchange is the guaranteed lifetime income trust; technically, a charitable remainder trust.
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S-t-r-e-t-c-h-i-n-g The Value Of An IRA
Many clients have used an individual retirement account to help build a healthy retirement income portfolio.
News
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Dodd Says Soon On Financial Reform Bill
Democrats on the Senate Banking Committee plan to unveil comprehensive financial services reform legislation by the end of the month.
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Settlement Execs, ACLI Clash Over Securitization
Several life settlement organizations have reacted strongly to a recent policy statement from the American Council of Life Insurers calling for a ban on the securitization of life settlements.
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Eight Predictions For Life Insurance
Economic, demographic and regulatory forces have traditionally shaped the direction of life insurance offerings.
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Cost Effective Ways to Advertise
Getting your name out in your community is an effective way to draw people to your business, but some advertising methods are quite costly and may not secure you all the attention you want.
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An Immigrant's Eye-View Of Multicultural Markets
As an immigrant, I have endured war in my native Vietnam and an Indonesian resettlement camp before coming to the U.S.
Opinion
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Dirty Little Secret
I was originally going to headline this column "Run, Sarah, Run." But then I realized what a joke it was--and a one-liner at that--so I had to turn to something else to fill the space.
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Don't Hold Your Breath That Congress Will Act On Budget
The budget submitted by President Obama has many positives and some negatives for the life insurance industry.
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A Risky Business
An article in the February 1 issue of the Wall Street Journal cites a problem companies face when trying to implement wellness programs for their employees.
