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By Michael Ham |
May 24, 2012
With both 10- and 30-year treasury rates unbelievably low, profit margins on fixed product are comparatively nil. Why would Aviva want to bail out on America now?
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By Michael Ham |
May 17, 2012
Is Facebook the next Apple or Google? Warren Buffett doesn't think so.
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By Michael Ham |
May 11, 2012
No one knows how the market will move next, but one thing is for certain; we better have a safety net — or the protection offered by annuity wrappers — cocooning our retirement nest eggs.
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By Michael Ham |
May 3, 2012
Maybe Ben Bernanke knows something the pundits, bloggers and self-proclaimed experts do not understand: Savvy investments are not about cost, but about what you get for your money.
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By Michael Ham |
May 1, 2012
The recent conviction of an insurance advisor for felony theft for selling an annuity contract to a senior indicates that states may be taking a hard line against elder abuse.
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By Michael Ham |
April 1, 2012
Gold has lost some of its luster, but security of one’s money never goes out of style.
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By Michael Ham |
March 19, 2012
Insured products like annuities are fine. But maybe it’s time to look at the stock market again.
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By Michael Ham |
March 12, 2012
With the second defeat of Rule 151A in 2010, one of the things kept “private” from both investors and producers are the actual total commissions, bonuses and overrides paid on a contract.
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By Michael Ham |
March 7, 2012
Forget social media. Get out there and meet new prospects face-to-face.
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By Michael Ham |
March 1, 2012
Investment strategies and consumer expectations are changing and an index annuity may no longer be the answer.
