Richard Hoe, ChFC, CLU, AEP

About the Author

Richard Hoe, ChFC, CLU, AEP has been an investment professional for 44 years and is a registered representative and investment advisor representative. He has been writing professionally for more than 50 years and is a member of the adjunct faculty at the California Institute of Finance, a graduate school at California Lutheran University that offers an MBA in financial planning. The information in Mr. Hoe’s columns is intended for financial professionals only, not the general public. Opinions expressed are not a solicitation to buy or sell any specific security. Mr. Hoe may have positions in the securities or other investments discussed in his columns.

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Buffett

By Richard Hoe | May 16, 2013

Why I'm a fan of Berkshire Hathaway.
Three

By Richard Hoe | May 2, 2013

Can an index ETF pass the 4 percent withdrawal rate test?
Riskalyze: Bringing science to investing

By Richard Hoe, ChFC, CLU, AEP | May 1, 2013

Riskalyze is a fascinating way to slice and dice risk. Different? You bet.
Two

By Richard Hoe | April 25, 2013

The 4 percent rule is still valid ... as long as you invest wisely.
On the art of investing, customer satisfaction & persuasion

By Richard Hoe | April 23, 2013

A roundup of books to add to your spring reading list.
Withdrawal

By Richard Hoe | April 18, 2013

Putting the 4 percent withdrawal rate rule to the test.
Berkshire

By Richard Hoe | April 11, 2013

It pays to pay attention to Warren Buffett.
Strange

By Richard Hoe | April 4, 2013

Reform doesn't always use common sense.
BetaVest’s ClearPath: Improving investment outcomes

By Richard Hoe, ChFC, CLU, AEP | April 1, 2013

There are essentials to investing well, yes? First, you need to know where the customer is going.
Difference

By Richard Hoe | March 28, 2013

Let's stop the passive vs. active investments war. Both sides are right.