Richard Hoe, ChFC, CLU, AEP

About the Author

Richard Hoe, ChFC, CLU, AEP

Richard Hoe, ChFC, CLU, AEP has been an investment professional for 44 years and is a registered representative and investment advisor representative. He has been writing professionally for more than 50 years and is a member of the adjunct faculty at the California Institute of Finance, a graduate school at California Lutheran University that offers an MBA in financial planning. The information in Mr. Hoe’s columns is intended for financial professionals only, not the general public. Opinions expressed are not a solicitation to buy or sell any specific security. Mr. Hoe may have positions in the securities or other investments discussed in his columns.

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• Riskalyze: Bringing science to investing

  By Richard Hoe, ChFC, CLU, AEP  |  May 1, 2013

  Riskalyze is a fascinating way to slice and dice risk. Different? You bet.

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  BetaVest’s ClearPath: Improving investment outcomes

  By Richard Hoe, ChFC, CLU, AEP  |  April 1, 2013

  There are essentials to investing well, yes? First, you need to know where the customer is going.

• Morality play

  By Richard Hoe, ChFC, CLU, AEP  |  March 1, 2013

• Certainty

  By Richard Hoe, ChFC, CLU, AEP  |  January 1, 2013

  Okay. The election is over; now business knows what to expect.

• Tactical, ‘buy and hold’ and strategic investing

  By Richard Hoe, ChFC, CLU, AEP  |  December 2, 2012

  It’s the Saturday after the worst market fall in four months, and it gives one pause to again think about volatility.

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  Election lessons

  By Richard Hoe, ChFC, CLU, AEP  |  November 15, 2012

  Watching the election results roll in, a few things stood out to me.

• Short-term CIO

  By Richard Hoe, ChFC, CLU, AEP  |  November 1, 2012

  I was a CIO for a few short months. Here's what it taught me.

• How to make the United States healthy, wealthy & wise

  By Richard Hoe, ChFC, CLU, AEP  |  October 1, 2012

  There’s at least one thing the Founding Fathers may never have considered: lobbying!

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  Tacticality

  By Richard Hoe, ChFC, CLU, AEP  |  September 13, 2012

  Buy-and-hold investing giving you disappointing returns? A more tactical approach might be necessary.

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  Speed Dating for Financial Planning?

  By Richard Hoe, ChFC, CLU, AEP  |  September 6, 2012

  The scary process of financial planning could be a whole lot more fun in a speed dating environment.