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By Tom H. Riekse Jr. |
March 21, 2011
Despite big concerns by many actuaries about the sustainability of the CLASS Act - the government-run voluntary long term care insurance program
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By Tom H. Riekse Jr. |
February 1, 2011
When considering the up-and-down nature of long term care insurance, 2010 stood out as a significant year, both on the carrier and the regulatory side.
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By Tom H. Riekse Jr. |
September 20, 2010
One of the most heated debates within the LTCI community is whether something is better than nothing. Unfortunately, there are many examples of people who reduced some premium costs up front when they bought LTCI, and regretted it later.
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By Tom H. Riekse Jr. |
July 20, 2010
With continued uncertainty, how do insurance advisors best coach their clients on the least risky way to plan for LTC? Here are some tips that may help.
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By Tom H. Riekse Jr. |
November 9, 2009
If you want to successfully sell long term care insurance, don?t underestimate the fact that the No. 1 deterrent to purchasing a long term care policy is its perceived expense. According to an April 2007 America?s Health Insurance Plans
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By Tom H. Riekse Jr. |
November 9, 2009
While companies look to their benefits advisors for their executive benefits package options, many companies might still be missing a critical piece of their executive benefits package -- long term care insurance (LTCI). While 76 percent of
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By Tom H. Riekse Jr. |
October 1, 2009
Over the last 20 years, several million Americans have purchased long term care insurance (LTCI). During that time, we've seen the stock market go up -- and then go right back down. We've seen carriers enter the long term care
