Features

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  The 2013 NUL top 100

  By Bill Coffin  |  May 22, 2013

  Ten graphs chart who's who in the life and health world, focusing on net premiums written, investment income, policyholder surplus and number of health enrollees.

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  3in4 Need More: The app

  By Allison Bell  |  May 21, 2013

  Organizers are thinking about a smaller bus and a bigger focus on e-marketing.

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  Disability insurance: Overcoming barriers to entry

  By Kieran Mullins  |  May 17, 2013

  Concerns about less-than-ideal DI underwriting outcomes often hold advisors back. They shouldn’t.

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  Income-based premiums triple Medicare costs under PPACA

  By Robert Bloink, William H. Byrnes  |  May 13, 2013

  New rules put into effect under PPACA can impact retirement income planning in ways your clients might not yet realize, by increasing their Medicare premiums proportionally as income increases.

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  Specialty drugs: What will sick people do?

  By Ricardo Alonso-Zaldivar  |  May 13, 2013

  Some states will be asking patients to pay a much higher share of the cost of expensive, brand-name drugs.

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  In a crisis: Who would consumers call?

  By Allison Bell  |  May 10, 2013

  Workers reveal the top five resources they would look to in the event of a disability. Many will rely on the kindness of bankers.

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  How advisors can help solve the health care cost crisis

  By Sam J. Friedman, Val Srinivas  |  May 9, 2013

  When it comes to planning for retirement, no hurdle appears to loom larger for consumers than how to account for healthcare costs.

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  LGBT community eyes PPACA’s anti-discrimination provisions

  By Allen Greenberg  |  May 8, 2013

  Equal access to PPACA for all Americans — including the LGBT community — is now part of the mission at the HHS Office for Civil Rights.

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  When that time comes

  By Allison Bell  |  May 8, 2013

  Some people really do end up needing their LTCI policies. What then?

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  3 underwriting success secrets for DI agents

  By Daniel C. Steenerson  |  May 8, 2013

  Here’s how to secure more approvals in less time with fewer disappointed clients.