Lincoln Financial

The next evolution of in-plan guarantees

By Bob Melia | March 29, 2013

The next phase of income solutions has providers expanding their target date options to include in-plan income benefits and guarantees that offer participants a guaranteed income benefit at retirement.

Insurance stocks rally as bond yields climb

By AP Staff Writer | March 8, 2013

Shares of insurance companies rallied to 52-week highs on Friday.

Fraud Leads to Charges in Two Insurance Cases

By Brian Anderson | July 27, 2012

Fraud in the industry reared its ugly head again this past week when a pair of new cases came to light involving a life insurance agent in Louisiana and a pair of ING employees in Minneapolis.

How to Help Clients Maximize Income During Retirement Years with an Annuity

By John Kennedy and Del Campbell | June 27, 2012

RIAs may have viewed annuities as too expensive, complicated, tax-inefficient and lacking liquidity. In fact, annuities have evolved to include options able to maximize income during retirement years, while providing liquidity and tax efficiency.

Lincoln Financial Touts Living Benefits, Hedges Risk

By Elizabeth Festa | February 23, 2012

Companies must hedge risk because premiums cannot go up much further, according to top VA executive.

Insurers May Avoid Big Hit to Reserves for In-Force Business Under AG 38 Draft

By Elizabeth D. Festa | January 13, 2012

Draft framework form commissioners won't apply LATF to in-force business, but will apply it, open to modifications or tweaks, to prospective business, allowing companies to price for it.

The Power of Story

By Bill Coffin | January 4, 2012

A recent ad effectiveness study places State Farm's 9/11 tribute ads as one of the most effective in 2011. And while State Farm truly deserves its kudos, what could insurers be doing to gain similar success?

NAIC Empowers New Working Group to Mull Guidelines on USLG Reserves

By Elizabeth D. Festa | November 4, 2011

The new joint working group will be sure to have some lively discussion between now and the Spring meeting. Will NAIC guidelines governing ULSG issue be far behind?

Life Insurer Reserves Loom Large at NAIC Meeting

By Elizabeth D. Festa | November 3, 2011

"There’s a real problem with the reserves,” said Benjamin Lawsky, New York's new top cop for financial services regulation. When New York is on the case, sit tight, underwriters of universal life with secondary guarantees.