retirees

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  Medicaid life settlements could bring relief

  By Robin S. Weinberger and Peter N. Katz  |  May 17, 2013

  State proposals could help elderly patients forced to shed their life insurance policies.

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  Discrepancy in actual, anticipated health-care expenses

  By Warren S. Hersch  |  May 13, 2013

  People should be prepared to spend approximately 30 percent of their income on health care expenses in retirement, 10 percent more than most people anticipate spending.

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  Health tops reasons for early retirement

  By Warren S. Hersch  |  May 6, 2013

  Thirty-six percent of men cite personal health issues as a reason for retiring early versus 33 percent of women.

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  SOA study: Most retirees more concerned than 5 years ago about retirement finances

  By Warren S. Hersch  |  October 1, 2012

  The report reveals retirees' concerns about their retirement finances haven't gotten much better since 2009.

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  SOA Survey: More than One-third of Pre-retirees Don’t Plan to Retire

  By Warren S. Hersch  |  August 16, 2012

  When asked whether or not retirement applies to their situation, 35% of pre-retirees said it doesn’t, the survey reveals. This figure is up from 29% and 32%, respectively, of respondents polled in earlier 2009 and 2007 SOA surveys.

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  SOA Study: Nearly Half of Retirees, Pre-retirees Underestimate Life Expectancy

  By Warren S. Hersch  |  August 3, 2012

  Approximately four in 10 respondents (43% of retirees and 38% of pre-retirees) underestimate average life expectancy by five years or more, the report reveals.

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  Survey: Nine in Ten Retirees Confident They Can Cover Future Health Care Costs

  By Warren S. Hersch  |  June 29, 2012

  A new survey reveals that nine in 10 retirees with at least $250,000 in household assets are not concerned about paying for future health care costs beyond what Medicare covers.

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  Bankers Life: More than 9 in 10 Retirees Flag Importance of Saving for Retirement Early

  By Warren S. Hersch  |  June 8, 2012

  When asked for the most important advice about life that they would give to young people, 39% of respondents said "saving for the future."

• LIMRA Survey: Most Retiring Employees Elect To Leave Retirement Assets in DC Plan

  By Warren S. Hersch  |  December 8, 2011

  Of the possible rollover actions to take upon employment termination, leaving money in an employer’s defined contribution plan is the most common choice among recent retirees and pre-retirees, according to a new survey.

• Retirement Revamp

  By Darin Gibson, M.B.A., CFP, ChFC, CLU, From the December 2011 issue of Life Insurance Selling  |  November 14, 2011

  Post-recession, help your clients rethink and re-prioritize their retirement plans.