Employee Benefits Research Institute

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  Low interest rates wallop retirees

  By Melanie Waddell  |  May 15, 2013

  A low-interest-rate environment “has an extremely large impact on failure rates,” says EBRI researcher.

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  The damaging impact of DC plan failures

  By Michael K. Stanley  |  April 26, 2013

  Simplifying the process of moving money between retirement plans would mend gaping rifts in the retirement savings system.

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  Retirement preparedness unchanged since 2011

  By Warren S. Hersch  |  March 19, 2013

  Twenty-eight percent of workers are not at all confident in their retirement preparations, up from 23 percent in 2012.

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  EBRI: Nearly three quarters of 401(k) plans include target date funds

  By Warren S. Hersch  |  January 28, 2013

  The report reveals that at year-ended 2011, 13 percent of the assets in the EBRI/ICI 401(k) database was invested in target-date funds and 39 percent of 401(k) participants held target-date funds.

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  Differences in pension plan rules determine annuitization rates

  By Warren S. Hersch  |  January 18, 2013

  A brief shows rate varies directly with the degree to which plan rules restrict the ability to choose a partial or lump-sum distribution.

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  CDHP, HDHP participants are more cost-conscious

  By Warren S. Hersch  |  January 7, 2013

  A survey shows more than half of CDHP and HDHP participants checked if their plan covers specific care.

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  EBRI: savings required to meet retirees’ prescription drug expenses dips in 2012

  By Warren S. Hersch  |  October 25, 2012

  How much in savings do a man and woman, respectively, need to have a 90 percent chance of covering Midigap premiums, Medicare Part B and D premiums and out-of-pocket prescription drug expenses for retirement.

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  Women Face ‘Glass Ceiling’ in Retirement

  By Maria Wood  |  August 8, 2012

  And more than half of boomer women have yet to consult a financial advisor to map out a retirement plan.

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  A Combo Plan for Boomers

  By Mark S. Fitzgerald  |  July 10, 2012

  Your boomer clients have multiple needs when planning for retirement. An annuity with lifetime income guarantees and health-care riders can be a solution.

• Prudential Outlines Steps to Improve American Retirement Security

  By Bill Coffin  |  April 5, 2012

  To address the challenges faced by most Americans to achieve their retirement objectives, Prudential has outlined steps individuals and companies can take to significantly improve retirement security prospects.