individual products

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  What should you think about LTC planning now?

  By Tom Riekse Jr.  |  November 12, 2012

  The clock keeps ticking. How to cope with the relentless march of time has changed.

• Guaranteed Lifetime Withdrawal Benefits

  By Maria Wood  |  November 1, 2012

  GLWBs are popular with consumers, but can variable annuity providers pay for those riders long into the future?

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  Smith joins New York Life board

  By Noah Guillaume and Allison Bell  |  October 31, 2012

  Gerald B. Smith is chairman and CEO of Smith, Graham & Company Investment Advisors, which he co-founded in 1990.

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  Dental & Vision: AlwaysCare, MetLife and more

  By Allison Bell  |  October 16, 2012

  A vision benefits company works to make itself easier for providers to use.

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  LIMRA: Consumers who research insurance products online increased by 60% since 2006

  By Warren S. Hersch  |  October 11, 2012

  The report reveals that 61 percent of consumers who research individual insurance or annuity products look online, a significant increase over the 38 percent of consumers who did so in 2006.

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  Extreme makeover: Variable annuity edition

  By Maria Wood  |  October 5, 2012

  As guaranteed living benefit riders in VAs get more expensive to hedge, several carriers are reworking their products.

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  Get Serious About Critical Illness Insurance

  By Tim McGill, CLU, CEBS  |  July 1, 2012

  Your clients may survive heart attacks, stroke or cancer — but wind up mired in debt while they recover. A critical illness policy can help.

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  Eastbridge: Voluntary Sales Rebound

  By Allison Bell  |  May 8, 2012

  Sales of insurance products through U.S. worksites increased to $5.5 billion in 2011.

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  Hedging Guaranteed Income for Life vs. Wealth Accumulation

  By Daniel Williams  |  May 4, 2012

  Eric Henderson, SVP of individual products and solutions at Nationwide, spoke recently about the importance of developing a guaranteed income stream for life.

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  Nationwide Financial Introduces INCOME Promise Select

  By Noah Guillaume  |  April 18, 2012

  New product offers clients income guarantee with flexibility to adjust for unexpected financial needs. Also: Industry news from BPV Wealth Management, Oak Street Funding, LIMRA, Work at Home Vintage Employees, & Penn Mutual