Institutional Retirement Income Council

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  IRIC Brief: Safe Withdrawal Rate is Critical for Retirees to Outlive Savings

  By Warren S. Hersch  |  March 30, 2012

  Creating an adequate amount of income for individuals to live comfortably in retirement will require a combination of several income producing strategies, as well as knowing what constitutes realistic and “safe” withdrawal rates from retirement plans, according to a new issue brief by the Institutional Retirement Income Council.

• Ideas: Retirement Income Menu, Voluntary Benefits Selection, Installation Fee Offsets

  By Staff Writer  |  September 16, 2011

  Maybe employees who are retiring should get a choice of retirement income product options.

• Retirement Savings Ideas: Annuities; Auto-Enrollment; 401(k) Plan Loans

  By Allison Bell  |  May 19, 2011

  Insurers, the Employee Benefit Research Institute and two U.S. senators - Herb Kohl, D-Wis., and Mike Enzi, R-Wyo. - have been talking about ideas for increasing U.S. workers' retirement savings rate.