life insurance trust

10 life insurance tax facts you need to know

By Tax Facts Online | March 25, 2013

Your (and your clients') top 10 tax questions, answered.

The new estate tax: What producers really think

By Charles K. Hirsch | February 13, 2013

Three estate planning pros weigh in on the new estate tax and how it will impact their business.

3 Big Hot-Buttons for Advanced Sales

By Warren S. Hersch | September 1, 2012

How will the approaching expiration of estate and gift tax provisions of the 2010 Tax Relief Act impact your clients? Can one structure an irrevocable life insurance trust as a non-grantor trust? What role can side funds play in fixing life insurance-funded split-dollar or private premium financing arrangements that were...

3 Big Hot-Buttons for Advanced Sales: Taxes, Claw-backs and Side Funds

By Warren S. Hersch | August 20, 2012

LIMRA gives the lowdown on three issues dominating the advanced sales world these days.

Asset repositioning

By Russell E. Towers, J.D., CLU, ChFC | August 1, 2012

The question to ask is, “Can a client use an ‘asset repositioning’ strategy to provide an increased income stream while transferring an equal or greater asset value to heirs?” The answer is yes.

Asset Repositioning in a Time of Low Interest Rates

By Russell E. Towers, J.D., CLU, ChFC | July 5, 2012

A tax-efficient Single Premium Immediate Annuity provides guaranteed income and facilitates the transfer of wealth to heirs.

A Study in Diversity: Women

By Staff Writer | October 1, 2011

This month, Senior Market Advisor launches its series about how diverse groups are making inroads in the industry. We start with women advisors (and women clients).