Michael Ham

• Letters

  October 1, 2012

  In response to: “Top 5 Annuity Trends to Watch for in 2012 and 2013” on LifeHealthPro.com

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  Should You Buy an Annuity From Social Security?

  By Michael Ham  |  July 20, 2012

  In today’s low interest rate environment, delaying the taking of Social Security might be the best annuity you can buy.

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  8 Things a Divorce Attorney Won't Tell You

  By Michael Ham  |  July 19, 2012

  Divorce is one of the most financially traumatic things you can go through. It's like an amputation: You survive it, but there’s less of you.

• Chicken Little? Maybe a little.

  By Michael Ham  |  July 1, 2012

  No one knows how the market will move next, but one thing is for certain, we better have a safety net cocooning our retirement nest eggs.

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  Is Social Security Biased Against Men?

  By Michael Ham  |  June 25, 2012

  Social Security is an awesome deal, especially if you’re a woman, says the author.

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  401(k)s for Dummies: Tick Tock Time Bomb

  By Michael Ham  |  June 21, 2012

  Opportunity is not just knocking; it’s literally kicking down your door.

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  Flippers, a Green Shoe and a Red Herring ...

  By Michael Ham  |  June 7, 2012

  The hysteria of owning a piece of the proverbial pie in the sky has once again leveled small investors to reality.

• 100 Best Sales & Marketing Ideas 2012

  By Daniel D. Williams  |  June 1, 2012

  Our Annual 100 Best List is 100 percent reader-generated and offers insight into what’s working for working advisors today. Whether you’re looking for insight on referrals, generating leads or simply listening to your clients, this latest list has all the information you’ll need to grow your practice. In addition, this...

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  Tail Wagging the Dog: Annuity Carriers Stealing Your Clients?

  By Michael Ham  |  May 31, 2012

  As an independent agent, are your clients at risk?

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  Aviva: What to Expect When You're Expecting…

  By Michael Ham  |  May 24, 2012

  With both 10- and 30-year treasury rates unbelievably low, profit margins on fixed product are comparatively nil. Why would Aviva want to bail out on America now?