personal insurance

Canadians stressed over unexpected expenses

By Maria Wood | May 16, 2013

The majority of Canadians worry that a major life event, like a disability or death of a spouse, would devastate their finances.

Medical Society of Virginia selects Digital Insurance

By Noah Guillaume | May 3, 2013

Starting last month, Digital Benefit Advisors has handled MSVIA’s benefits caseload – from sales to customer service.

LTCI Watch: Underwriting

By Allison Bell | December 3, 2012

"Don't insure a burning house." "Burning houses need insurance!" Is there a middle way?

Chicken Little’s bookie

By Louis S. Shuntich, J.D., LL.M., Jeffry Buttars | November 1, 2012

Life insurance underwriters must apply guidelines to determine suitable coverage for clients. Here’s how producers can help them get it right.

Before You Suggest a Life Settlement

By Robin S. Weinberger, CLU, ChFC, CLTC, and Peter N. Katz, J.D., CLU, ChFC | September 24, 2012

A life settlement can help a client with a policy that's about to be lapsed or surrendered, but it's not the only option. Consider these alternatives first.

Tracking the Tax Effect

By Staff Writer | July 1, 2012

Many business owners want to use cash flow from their company to pay life insurance premiums. Here’s a look at the income tax and FICA considerations they should take into account first.

Paying Life Insurance Premiums with Company Cash Flow: The Tax Effect

By Russell E. Towers, J.D., CLU, ChFC | June 11, 2012

Before your business owner clients consider paying for life insurance with company cash flow, make sure they take these income tax and FICA considerations into account first.